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If you open an account and are asked to send us an Account Authorization form, you must submit the form before you can access your account. Don't forget to have your signature certified. If you've had trouble accessing your account, please try again. Recent changes we made may enable you to log in now.
However, a small percentage of people run into an issue with ID verification. They are asked by TreasuryDirect to get a signature guarantee on a paper form FS 5444. TreasuryDirect uses an automated third-party service to run ID verification. Many other financial institutions do the same for opening accounts online.
If the bond cannot be cashed at a local bank, the surviving registrant must complete a Special Form of Request for Payment of United States Savings and Retirement Securities Where Use of a Detached Request Is Authorized (FS Form 1522).
A married couple must open two separate TreasuryDirect accounts if both spouses wish to purchase I Bonds. Each account is limited to purchasing $10,000 per person per calendar year, so if you want to purchase $20,000 in a year, you need two accounts.
Some accounts need additional identity verification In some cases, investors must fill out an account authorization form to prevent fraud, according to a Treasury official. This requires signing the form at a bank or credit union, notated with a \u201csignature guarantee,\u201d before mailing it back.
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Common reasons for needing a medallion signature guarantee A medallion signature guarantee must be completed in person because it confirms your identity, signature and legal authority to transfer securities.
However, a small percentage of people run into an issue with ID verification. They are asked by TreasuryDirect to get a signature guarantee on a paper form FS 5444. TreasuryDirect uses an automated third-party service to run ID verification. Many other financial institutions do the same for opening accounts online.
To request a substitute electronic bond in a TreasuryDirect account: Fill out and sign FS Form 1048 (download or order) Take the filled-out form to your financial institution to sign and have your signature certified according to the instructions on the form. Mail the completed form to the address on the form.
To file a claim for a savings bond that is lost, stolen, or destroyed, complete a Claim for Lost, Stolen, or Destroyed United States Savings Bonds (FS Form 1048). Please sign the form in the presence of an authorized certifying officer (available at a bank, trust company, or credit union).
The latest edition of the Account Authorization form FS 5444 requires a signature guarantee from either a certifying officer at a financial institution or a notary. Getting it signed by a notary public is much easier than getting it from a bank or credit union.

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