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all right hello everybody Im the insurance exam queen Im Im going to be walking uh people through the Property and Casualty some of the most tested Concepts from the state exam and um I have years of experience doing this uh I worked for examfx which is one of the largest insur or one of the largest pre-licensing provider companies out there traveled all around the country teaching these different state exams I have a very high success uh pass rate for people who take the exam um Im doing this on my own now to be able to help as many people as I can you can you know attend these boot camps but you can also buy recordings you can also use my YouTube channel which is free and also my Facebook page which has a lot of free resources so lots of information available to help people to be able to pass okay the first thing that we want to talk about is knowing that your state exam is unique and different um every state is different so so as an example let me show you here this is um every