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[Music] johns in kansas city hey john welcome to the ramsey show thank you sir i appreciate you taking the call my wife and i pastor small church and weve been fpu coordinators and have trained other people in that thank you matter of fact im not saying its for accolades but i uh every time we marry someone we give them a copy of the total money makeover and wow write a note in there to follow the biblical principles that are in this book and many of them have gotten debt free my issue today is im 66 i dont have much money saved for retirement we dont make a lot of money like i said we pastor a small church theres been times weve had to skip taking a paycheck uh that kind of thing my wife does work outside the home and were both uh receiving social security now so it supplements our income but um i dont have a lot of money saved were just concerned about you know were going to have enough money to live on when its all said and done uh were debt-free except for our house
