Personal Injury Cases

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Commonly Asked Questions about Personal Injury Cases

What is personal injury benefit?

However, few people realise that as the driver at fault, their motor insurance policy often provides minimal cover if they are the one killed or seriously injured. The Personal Injury Benefit therefore provides the at-fault driver with additional financial benefits to help bridge this gap.

What is an example of personal injury?

For example, car crashes, slip and falls, or workplace injuries, are all common types of personal injury cases. Workplace injuries will probably involve a workmans compensation case, and it may also be important to pursue the person who caused the workplace injury.

What is the PIP limit in New Jersey?

The standard limit is $250,000, but you can choose a limit as low as $15,000. However, its highly recommended that you opt for a more robust policy, as medical expenses from a serious car accident can quickly exceed this minimum coverage.

Is personal injury cover worth it?

Do I need personal accident cover? Its important to note that personal accident cover is not mandatory. Its an extra layer of protection that comes at an additional cost. However, it offers peace of mind, knowing that you and potentially your family are covered in case of serious injury or death.

What is personal injury cover?

Personal accident cover pays out if you die or are seriously injured in an accident and you cant claim compensation from a third party. So if the accident was your fault, your personal accident cover could pay out. To qualify for a payout, your injuries would have to be of a certain severity or result in your death.

What is the meaning of personal injury insurance coverage?

Personal injury protection (PIP), also known as no-fault insurance, covers medical expenses and lost wages for you and your passengers if youre injured in an accident.

What is the definition of a personal injury case?

Personal injury lawsuits are filed by people (or their representatives) injured due to the negligence of someone else. The injury may be either physical or emotional, and it can arise from a variety of sources or types of conduct.

What is the compensation for personal injury?

There are two parts to a personal injury compensation settlement: General Damages to compensate you for your injury and for your pain and suffering. Special Damages to compensate you for any expenses youve incurred, loss of earnings, and your future care needs.