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The ERM-14 is used to report any of the following business changes: Business name and/or legal entity change. Sale, merger, acquisition or consolidation of entities. Transfer of assets. Formation of a new entity. Placement of a business into a trust or receivership. To determine the combinability of separate entities.
The ERM-14 is a confidential form completed by the insured and submitted to the NCCI for the purpose of assisting the various workers compensation bureaus to verify coverage and determine combinability of entities as it relates to premium calculation.
What is a Risk ID? The Risk ID is a nine-digit numeric code assigned by NCCI to uniquely identify the insureds that are subject to interstate or intrastate experience rating. If your state does not use NCCI, there is an equivalent number provided by your specific states WC Bureau.
The ERM-14 Form may be submitted via online application or PDF for reporting changes in ownership, mergers, consolidations, or a combination of entities. Submit Your Experience Rating Ownership Request Onlineincluding electronic signature!
The ERM-14 form is used to request ownership information and may be used in a variety of instances, including when there has been a change in ownership, when an entity needs to be added later or when multiple entities need to be considered for combinability.
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Where do you get a Risk ID? You or your insurance broker can typically access this number online through NCCI or your state bureau by searching with your FEIN or corporate name. You can also find it by looking on your workers compensation policy.

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