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What is advance amount in home loan?

If you've been making higher repayments than your repayment minimum amount, or you've come into a large cash payment that you've used to pay down your home loan balance, you are 'ahead' on your home loan. This means that you're on track to pay off your loan faster than the originally agreed timeframe.

What is advance payment in home loan?

When paying a home loan, you are advised of the minimum amount you must pay each month, which can be made on a monthly, fortnightly or weekly basis to meet your loan requirements. But can you manage to pay a little bit more? Paying more than your minimum repayment amount puts you in an 'advance position'.

Does Keystart have an offset account?

At Keystart we do things a little differently from other lenders. Unlike other mortgage lenders, we don't have an offset account facility available to our customers.

What does Advanced Home Loan mean?

If you've been making higher repayments than your repayment minimum amount, or you've come into a large cash payment that you've used to pay down your home loan balance, you are 'ahead' on your home loan. This means that you're on track to pay off your loan faster than the originally agreed timeframe.

What is advance payment in accounting?

An advance payment, or simply an advance, is the part of a contractually due sum that is paid or received in advance for goods or services, while the balance included in the invoice will only follow the delivery.

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