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The application provides the insurance company with necessary information regarding the insured's age, address, health history and other factors. This information is important so that the insurance company can properly determine if the applicant meets their underwriting rules and can determine the proper premium.
Take your medical history (including medical conditions, surgeries and any prescription medications) Ask about your immediate family's medical history. Take your blood pressure.
Medical History Height. Weight. Smoking and tobacco use. Use of marijuana or recreational drugs. Any medical diagnosis you have received. Any use of prescription medications. Previous or current treatments you're receiving or expected to receive. History of procedures you've had, including surgeries.
Application \u2014 a form providing the insurer with certain information necessary to underwrite a given risk. The applicant completes it to receive insurance.
In a number of cases, a life insurance policy might not provide a payout if the insurer discovers you lied on your application. Therefore, it's important to be truthful about everything when applying for life insurance.

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There are basically three sections in a typical life insurance application: Part I - General. Part II - Medical. Part III - Agent's Report.
The life insurance application asks for your height, weight, age, and medical history. Based on your answers, you are offered a preliminary quote for your premiums. After filling out the application, you hop on the phone with an adviser and go through the underwriting process to get your actual rate for coverage.
8 Questions You'll Be Asked When Applying for Life Insurance Do you smoke? ... Do you do any dangerous hobbies? ... Do you have a dangerous career? ... Do you drink? ... How often do you exercise? ... Do you have any existing medical conditions? ... What's your height and weight? ... Do you use any drugs?
There are basically three sections in a typical life insurance application: Part I - General. Part II - Medical. Part III - Agent's Report.
The life insurance application asks for your height, weight, age, and medical history. Based on your answers, you are offered a preliminary quote for your premiums. After filling out the application, you hop on the phone with an adviser and go through the underwriting process to get your actual rate for coverage.

Related links

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To the Applicant and Insured: Thank you for applying for insurance with The Northwestern Mutual Life Insurance Company. Some personal information was furnished ...

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