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The most common types of nondischargeable debts are certain types of tax claims, debts not set forth by the debtor on the lists and schedules the debtor must file with the court, debts for spousal or child support or alimony, debts for willful and malicious injuries to person or property, debts to governmental units
What is considered a non-dischargeable debt?
For instance, Chapter 7 bankruptcy covers or discharges credit card balances, medical bills, past-due rent payments, payday loans, overdue cellphone and utility bills, car loan balances, and even home mortgages in as little as four months. However, not all obligations go away in Chapter 7.
Why would a creditor not file a proof of claim?
3003(c)(2). But filing a proof of claim is not necessary if the creditors claim is scheduled (but is not listed as disputed, contingent, or unliquidated by the debtor) because the debtors schedules are deemed to constitute evidence of the validity and amount of those claims. 11 U.S.C. 1111.
What debts are not discharged in death?
What debt wont be erased by filing for personal bankruptcy? Filing for personal bankruptcy usually wont erase child support, alimony, fines, taxes, and most student loan obligations, unless you can prove undue hardship.
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