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There are various components to titling; one is using a transfer on death (TOD), generally used for investment accounts, or payable on death (POD) designation, used for bank accounts, which acts as a beneficiary designation to whom the account assets are to pass when the owner dies.
How do you use TOD?
A transfer on death (TOD) account automatically transfers its assets to a named beneficiary when the holder dies For example, if you have a savings account with $100,000 in it and name your son as its beneficiary, that account would transfer to him upon your death.
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transfer-on-death (TOD) | Wex - Legal Information Institute
Transfer-on-death (TOD) refers to named beneficiaries that receive assets at the death of the property owner without the need for probate, facilitating the ...
16 May 2011 — Transfer on death (TOD) registration allows you to pass the securities you own directly to another person or entity (your "TOD beneficiary") ...
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