FSCS DECLARATION & CONSENT FORM 2025

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The rules of the FSCS are made by the Financial Conduct Authority (FCA) and are contained in its handbook. The FSCS board of directors is appointed by and ultimately accountable to the FCA.
The FCA does not investigate individuals complaints against the firms it regulates. This is the role of the Financial Ombudsman Service.
A declaration of consent is a written agreement that covers a wide range of issues and situations. But generally speaking, there is always one party giving permission to another party to perform a particular action. Among other things, the consent form involves: Identifiable descriptions of all parties.
We can only get involved if the firm your company or charity did business with has failed and cant pay back your money itself. It must also have been authorised by the Financial Conduct Authority (FCA) or the Prudential Regulation Authority (PRA) at the time the business was carried out.
The FCA supervises the conduct of financial firms, ensuring compliance with required standards. This involves monitoring their behavior, adherence to regulations, and treatment of customers. The FCA has the authority to investigate and take enforcement action against firms that violate its rules or harm consumers.
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The Financial Conduct Authority (FCA) regulates the financial services industry in the UK. Its role includes protecting consumers, keeping the industry stable, and promoting healthy competition between financial service providers. FCA works with HM Treasury.
Money that a firm holds under a debt management plan may be covered, but FSCS does not protect money that a debtor pays under an individual voluntary arrangement arranged by insolvency partners (which are not regulated by the FCA) or debt advice.

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