Universal Credit Application - 2026

1. Click ‘Get Form’ to open the Universal Credit Application in the editor.
2. Begin by selecting the type of application you are submitting. Check one of the four boxes under 'Type of Application' to indicate whether it is for Individual Credit, Joint Credit, or another option.
3. Fill in the 'Type of Mortgage and Terms of Credit' section. Specify the mortgage applied for, including options like Home Purchase or Refinancing, and provide details such as amount, interest rate, and amortization type.
4. In the 'Property Information and Purpose of Credit' section, enter the subject property address and select the purpose of your loan from options like Purchase or Refinance.
5. Complete the 'Applicant Information' section with your personal details including name, Social Security number, contact information, and marital status.
6. Proceed to fill out employment information for both applicant and co-applicant. Include employer details and gross monthly income.
7. Finally, review all sections for accuracy before signing electronically using our platform's signature feature.

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