E-FORM 73580 (08/2009)-2026

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  1. Click ‘Get Form’ to open the E-FORM 73580 in our editor.
  2. Begin by filling in your Plan Owner information. Enter your Account Number, Name, Address, and Contact Numbers clearly.
  3. Select your Service Delivery Option and Account Type from the provided choices. Ensure you choose only one option for withdrawal or transfer.
  4. For Option A, specify the amount you wish to withdraw from either your Savings Deposit or Guaranteed Investment Certificate (GIC). Include GIC numbers if applicable.
  5. Indicate how you would like to receive your payment—either by cheque sent to your address or credited to your bank account. Fill in the necessary bank details if choosing the latter.
  6. If opting for Option B, ensure you attach the required transfer form and provide any additional details as needed.
  7. Sign and date the authorization section at the bottom of the form to confirm your understanding of tax implications and account closure requests.
  8. Finally, review all entries for accuracy before submitting via mail or fax as indicated on the form.

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You can make a withdrawal from your RRSP any time1 as long as your funds are not in a locked-in plan. The withdrawal, however, is subject to withholding tax and the amount also needs to be included as income when filing your taxes. There are situations in which tax-deferred withdrawals can be made from your RRSP.
Any benefits transferred to RBC must be transferred to an appropriate locked-in account. A Member may request a lump-sum cash refund of the Accumulated Value of his or her Account. For a Group RRSP: The amount withdrawn will be subject to applicable withholding tax.
So if you want to withdraw from your RRSP, you can usually transfer the funds online from your RRSP into your bank account or call up your financial institution and request a withdrawal from your RRSP.
If the money is held in an RRSP Savings Deposit or is available in a Guaranteed Investment Certificate (GIC), we can also process your withdrawal if you send a secure email with the details through the Online Banking Message Centre.
If you decide you would like to withdraw from your RRSP, you can do so in several ways: Call us at 1-800-463-3863. Visit your branch. We recommend calling 1-800-769-2511 to make an appointment.

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People also ask

RBC Group Advantage - Service Centre Group Plans Expert Advice Centre: 1-800-835-3855 1 Place Ville Marie M1 Fax Number: 1-800-263-7777 P.O. Box 6001, Station A Centre Ville, Montreal, Quebec H3C 3A9; Any Direction to be delivered to either party under this Agreement shall be given in writing by way of a letter.
New RBC Royal Bank RRSP accounts can only be opened at one of our branches or by calling one of our investment specialists at 1 800 769-2599 (select Investments).

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