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What is considered as hardship?

a condition that is difficult to endure; suffering; deprivation; oppression: a life of hardship. an instance or cause of this; something hard to bear, as a deprivation, lack of comfort, or constant toil or danger: They faced bravely the many hardships of frontier life.

Can I withdraw my KiwiSaver to pay debt?

Your KiwiSaver funds are an asset. You may be able to use your KiwiSaver funds to pay off your debts if you become bankrupt. However in the case of a KiwiSaver scheme, the funds are protected from your creditors while they remain in the fund. Find out more at the New Zealand Insolvency and Trustee website.

How long does it take to withdraw KiwiSaver hardship?

If you give us all the information we need and your application is approved, we aim to pay your withdrawal and show it in your KiwiSaver account in ANZ Internet Banking and goMoney within 20 business days.

What circumstances are classified as hardship?

Hardship means deprivation, suffering, adversity, or long-term adverse financial impact in complying with the title plant requirement that is more than minimal when considering all the circumstances. Financial hardship alone may constitute a hardship.

Can you withdraw KiwiSaver to pay off debt?

Your KiwiSaver funds are an asset. You may be able to use your KiwiSaver funds to pay off your debts if you become bankrupt. However in the case of a KiwiSaver scheme, the funds are protected from your creditors while they remain in the fund.

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