Significant financial hardship 2025

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The document is an application form for individuals seeking to withdraw funds from their KiwiSaver account due to significant financial hardship. It outlines the criteria for hardship, required documentation, and the process for submission. The form includes sections for personal details, assets, liabilities, income, expenses, and a declaration of hardship. Applicants must provide evidence of their financial situation and may need to seek independent advice before applying.

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Versions	Form popularity	Fillable & printable
2022	4.8 Satisfied (81 Votes)
2020	4.1 Satisfied (43 Votes)
2017	4.7 Satisfied (30 Votes)

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What is considered financial difficulty?

Financial distress happens when revenues or income no longer meet or pay for the financial obligations of an individual or organization. Financial distress is often a harbinger of bankruptcy and can cause lasting damage to ones creditworthiness.

What is considered severe financial hardship?

As a Federal Employee my income has been reduced by 20% per pay period. I am now experiencing financial hardship due reduced income. Because my income has dropped considerably I can no longer afford the terms of the original loan.

What is an example problem of financial problems?

Here is a list of the most common financial problems people may face: Lack of income/job loss. Unexpected expenses. Too much debt.

What qualifies as a financial hardship?

an inability to meet payments out of disposable income or at all. Examples include: non-payments of essential bills. having to borrow further to repay existing debts. a borrower only being able to make payments by selling assets.

What is significant financial difficulties?

Severe financial hardship and your super Severe financial hardship is when you are unable to meet reasonable and immediate family living expenses like groceries, rent or medical costs. You may be able to access some of your super early to help.