Personal Auto Coverage Selections Page - massagent.com 2025

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The document is a Personal Auto Coverage Selections Page from Safety Insurance Company detailing the auto insurance policy for Jane Smith. It includes policy effective dates, covered vehicles, applicable discounts, coverage limits, and premium amounts. The document emphasizes the importance of verifying personal and vehicle information and notifying the insurer of any changes.

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

What are the 5 parts of an auto insurance policy?

A basic auto insurance policy is comprised of six different kinds of coverage, each of which is priced separately (see below). Bodily Injury Liability. Medical Payments or Personal Injury Protection (PIP) Property Damage Liability. Collision. Comprehensive. Uninsured and Underinsured Motorist Coverage.

What are the main coverages available on a personal auto policy?

Part C--uninsured/underinsured motorist coverage: This coverage insures you against losses caused by someone who is completely uninsured or who has less than adequate insurance to cover the loss (underinsured).

Is it better to have collision or comprehensive?

If your car is damaged in a road collision with another car or object and youre at fault, only your collision coverage can help pay to repair it. Only comprehensive coverage covers losses caused by contact with animals, civil disturbances, fires, natural disasters, theft, and vandalism.

What does $100 k /$ 300k /$ 100k mean?

The numbers in the coverage refer to the maximum amount your insurer will pay out for each type of claim. So, in a 100/300/100 policy, you would have $100,000 coverage per person, $300,000 in bodily injury coverage per accident, and $100,000 in property damage coverage per accident.

What coverages are provided in the personal automobile policy?

It may include liability, medical payment coverage, comprehensive, or collision coverage, depending on your policy. A personal auto policy is insurance on your personal vehicle. It may include liability, medical payment coverage, comprehensive, or collision coverage, depending on your policy.