Personal Auto Coverage Selections Page - massagent.com 2026

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  1. Click ‘Get Form’ to open it in the editor.
  2. Begin by entering your Policy Number and Email at the top of the page. This ensures that your information is correctly associated with your policy.
  3. Fill in the 'Policy Issued to' section with your name and address. Make sure all details are accurate to avoid any issues with your coverage.
  4. In 'Policy Effective Dates', specify the start and end dates of your policy. This is crucial for maintaining continuous coverage.
  5. List all vehicles covered under this policy in ITEM 3, including make, model, and VIN. Ensure that each vehicle's details are correct.
  6. Review the discounts available in both Policy Level and Auto Level sections. Check applicable boxes for discounts you qualify for.
  7. Complete the coverages listed in ITEM 4 by selecting limits and deductibles as per your preference. Double-check these selections for accuracy.
  8. Finally, review all entered information carefully before saving or submitting the form to ensure everything is correct.

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In states where PIP is optional, its generally a good coverage to have. Thats because PIP can help cover expenses, such as your health insurance deductible, lost wages and replacement services for tasks you cannot perform due to your injuries, such as child care or house cleaning.
The most straightforward way to verify auto insurance coverage is by checking the insurance card provided by the vehicle owner. The card typically includes essential information such as the insurance providers policy number, coverage details, and contact information.
New Limits Starting July 1, 2025: Massachusetts will likely increase minimum auto insurance coverage to $25,000 per person/$50,000 per accident for bodily injury liability and uninsured motorist coverage, and $30,000 for property damage.
Comprehensive and collision coverage are both equally important for protecting your vehicle from physical damage. You should ultimately choose the coverage thats right for your budget and needs.
What is personal auto insurance? Personal auto insurance only covers accidents that occur while youre driving your vehicle for personal use. That includes commuting to and from work and travel unrelated to your job duties. Policies typically insure the owner of the vehicle and one or two immediate family members.

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This coverage is triggered when a breakdown or accident prevents the use of your car for more than 24 hours and you are more than 100 miles from home. We will reimburse you up to $150 per day to a maximum of $600 for lodging or meal expenses, if you are involved in an accident with your vehicle.
An enhancement car policy, also known as a car insurance add-on or rider, is an additional coverage option that can be added to a standard car insurance policy to provide extra protection and benefits. These enhancements are designed to expand the scope of coverage beyond what is offered by the base policy.
But it typically refers to a policy that has liability coverage plus comprehensive and collision. That way, youre not only covered if you have to pay for someone elses injuries or repairs but also for repairs to your own vehicle. Remember, you wont see the term full coverage on an auto policy.

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