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The first mortgage payment is usually due a full month after your closing date on the first day of the month. When you make mortgage payments, youre paying for the previous month, not the current month.
The borrower wont have the original copy of their mortgage note until theyve paid off their loan. At closing, the borrower will receive a copy of the mortgage note.
Mortgage Lending in Utah Brokering and retail origination of closed-end residential first mortgages are activities primarily regulated by the Utah Division of Real Estate (DRE).
Youll receive a copy of the mortgage note when you close on your loan. If you misplace this copy, contact your mortgage lender or servicer and ask for a replacement. You can also find a copy of the mortgage note at your local Recorder of Deeds office.
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