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Oregon requires most employers to carry workers' compensation insurance for their employees. If you employ workers in Oregon, you probably need workers' compensation coverage.
Is Oregon a Monopolistic State for Workers' Compensation? Oregon is not a monopolistic state. You can get workers' compensation insurance through a private insurance carrier or a state-run fund.
Oregon requires most employers to carry workers' compensation insurance for their employees. If you employ workers in Oregon, you probably need workers' compensation coverage. Learn more about workers' compensation insurance, including who needs it, how to buy it, and what happens if you do not have it.
Employers pay premiums to workers' compensation insurance companies, and those premiums finance most of the benefits received by workers if they are injured or suffer an occupational disease on the job.
Oregon has no time limit on how long a worker can collect compensation, or what is more frequently referred to as lost wages, time loss, or temporary disability payments.

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Your employer cannot force you to work as an independent contractor, partner, or corporate officer to avoid filing a workers' compensation claim. Your employer must send your claim (Form 801) to its insurer within five days of being notified of your injury.
Oregon workers' compensation insurance gives benefits to sick or injured workers. These benefits can help your employees recover from their work-related injuries or illnesses. It can also help them return to work faster. If disputes come up, the workers' compensation system can help resolve them.
5 steps to filing a workers' comp claim The employee reports an injury to their employer. ... The employer guides the injured worker on necessary paperwork and next steps. ... The employer reports the injury and files the claim form. ... The insurer approves or denies the claim. ... The employee returns to work.
In 2021, Oregon employers will pay an average of $1.00 per $100 of payroll for workers' compensation. Workers' comp rates will vary between insurance companies. Rates are set by individual class code or industry and advised by the NCCI, a national rate-making organization.
Workers' Benefit Fund (WBF) Assessment. Important information. The 2022 Workers Benefit Fund (WBF) assessment rate is 2.2 cents per hour.

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