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Get the up-to-date LTD CLAIM FORM INSTRUCTIONS Please note the policy number for Long Term Disability (LTD) is VPL301475 Please fax completed claim forms and attachments (only) to 2672563519 or mail to: First Reliance Standard Life Insurance Company P 2025 now

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The document provides detailed instructions for completing a Long Term Disability (LTD) claim form for First Reliance Standard Life Insurance Company. It outlines the responsibilities of the employer, employee, and attending physician in filling out various sections of the claim form, including necessary information about employment, medical conditions, and potential fraud warnings. The document emphasizes the importance of accurate information submission to avoid legal consequences and includes contact details for assistance.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

What are three examples of long-term disability insurance uses?

This can be due to a variety of reasons, ranging from physical injuries to mental health issues. Examples of conditions that might lead to long-term inability to perform work include: Musculoskeletal disorders like chronic back pain, arthritis, fibromyalgia, and osteoporosis.

What not to say to a long-term disability company when they call?

Dont Talk About Sick Family Members. Talk about your disability as much as you want but never discuss a family members illness. You dont want the disability claim examiner to assume you need time off work to care for someone else or that you are caring for anyone else including grandchildren.

How can I use my long-term disability?

You can use your long-term disability insurance benefits just like a regular paycheck, on things like: Mortgage payments. Car payments. Childcare. Utility bills. Medical bills. Groceries.

How do I use my long-term disability insurance?

If youre ill or injured and unable to work, youll submit a claim form along with a letter from your doctor and results of relevant tests to complete the claim. Your claim will be assessed and, if approved, youll begin receiving benefits as soon as your waiting period has passed.

What does long-term disability insurance not cover?

While your long-term disability insurance coverage includes almost any unexpected medical issue, there are a few things that arent covered. Self-inflicted injuries and sicknesses or injuries sustained while committing a crime are typically excluded.