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2007	4.4 Satisfied (36 Votes)

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What does occurrence mean in insurance?

What Is an Occurrence Insurance Policy? An occurrence policy provides coverage for incidents that happen during your policy period, regardless of when you file a claim. These policies can be more expensive than a claims-made policy because of how long coverage applies.

What does occurrence form mean?

The occurrence form covers losses that take place during a specific coverage period, regardless of when an incident is reported. For example, an electrician purchases a general liability policy on an occurrence basis.

What is considered an occurrence in insurance?

What Is an Occurrence Insurance Policy? An occurrence policy provides coverage for incidents that happen during your policy period, regardless of when you file a claim. These policies can be more expensive than a claims-made policy because of how long coverage applies.

What is an occurrence form?

The occurrence form covers losses that take place during a specific coverage period, regardless of when an incident is reported. For example, an electrician purchases a general liability policy on an occurrence basis.

Is professional liability insurance claims made or occurrence?

For example, general liability insurance is mostly available as an occurrence policy, while professional liability, errors and omissions, and directors and officers insurance mainly have claims-made coverage. With an occurrence-based policy, you'll be protected as long as the loss happened while your policy was active.

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