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Definition. Disputed Transaction. A disputed transaction is a debit or credit card transaction that the cardholder is claiming is illegitimate in some way. They may claim the purchase was fraudulent, they didn't receive what they paid for, or the amount was incorrect.
Your credit limit is based on a number of factors including income, payment and spending history on your card, your credit score etc. The bank will always process your request for the maximum eligible amount.
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People also ask

They typically fall into one of three categories: fraudulent charges, billing errors, or a complaint about the quality of goods or services purchased with your card. The Fair Credit Billing Act helps consumers in these situations by giving them the right to dispute the charge with their credit card company.
Additionally, the Bank may file a civil case against you, based on the personal loan agreement you signed, to recover the outstanding debt on the credit cards and while filing a civil case the Bank may place a request with the competent court to impose a travel ban on you, prior to the Bank obtaining a civil judgement ...
How Do You File a Debit Card Chargeback? First, the customer must attempt to resolve the issue with the merchant directly if they haven't already. If the merchant doesn't respond to the customer's attempts to communicate or won't resolve the issue, they can call their bank to dispute the charge.
When a bank issues a chargeback, the merchant will be notified and provided with a reason code explaining their decision. The merchant has a choice here; they can accept the dispute claim, and the resulting losses. Or, if they believe the dispute claim is invalid (a practice called friendly fraud), they can fight back.
A transaction dispute is a consumer complaint related to a credit or debit card purchase. Transactions are most commonly disputed because of fraud (unauthorized purchases) and a lack of merchant follow-through (merchandise not as expected, services not performed, credit not issued, etc.).

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