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When someone makes you the agent in their power of attorney, you cannot: Write a will for them, nor can you edit their current will. Take money directly from their bank accounts. Make decisions after the person you are representing dies. Give away your role as agent in the power of attorney.
A person with Power of Attorney for their parents cant actually add the POA to their bank accounts. However, they may change bank accounts to be jointly owned. There are some pros and cons of doing this, as discussed in the article POAs vs. joint ownership from NWI.com.
Potential Disadvantages of Being a Power of Attorney If you breach your duty, you could owe the principal compensation for damages. The principal could sue you if you did not act in their best interest. A POA could be held responsible if they sign an agreement that could hold them financially liable.
The POA cannot transfer the responsibility to another Agent at any time. The POA cannot make any legal or financial decisions after the death of the Principal, at which point the Executor of the Estate would take over.
The witness generally must be 18 years of age, and CANNOT be one of the following; the agent, the notary, any relative by blood, adoption, or marriage, or a third party who has plans to interact with the agent. The witness must have mental capacity and cannot be someone who will benefit from the POA.
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THE POWERS YOU GRANT BELOW ARE EFFECTIVE. EVEN IF YOU BECOME DISABLED OR INCOMPETENT. CAUTION: A DURABLE POWER OF ATTORNEY IS AN IMPORTANT LEGAL DOCUMENT. BY SIGNING THE DURABLE POWER OF ATTORNEY, YOU ARE AUTHORIZING ANOTHER PERSON TO ACT FOR YOU, THE PRINCIPAL.
The document must be acknowledged by a notary public or signed by at least 2 adult witnesses. An agent cannot be a witness. This Power of Attorney shall become effective upon the incapacity of the principal, or similar words that show you want the document to be valid even if you become incapacitated.

durable power of attorney california two witnesses