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When its time to stop or cancel your coverage, you would need to make a request from the plan administrator to receive a letter of notice of COBRA termination. Typically, the COBRA Administrator is in the HR department or is a third-party administrator.
Employers should send notices by first-class mail, obtain a certificate of mailing from the post office, and keep a log of letters sent. Certified mailing should be avoided, as a returned receipt with no delivery acceptance signature proves the participant did not receive the required notice.
90-Day Notice Period The HR office must provide the Initial General COBRA Notice to covered individuals within 90 days of the coverage effective date. An exception to the 90 day rule is when a qualifying event occurs before the initial notice is provided to the employee.
There are three ways to do so: Terminate coverage on your online account. For instructions, see How to terminate coverage in your COBRA online account. Submit a completed COBRA Benefits Termination Form. Do not remit the premium payment for the month you no longer want coverage.
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