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The Pay-Per-Mile option is best for your lower mileage vehicles because you will pay a single daily rate plus a per mile rate for each mile you drive. Unlimited is best for your high mileage vehicles because you only pay a daily rate no matter how many miles you drive.
Milewise is an ideal option for stay-at-home workers, commuters and retirees. The per-mile option charges a daily rate and a per-mile rate to calculate the total cost on days you drive. An example daily rate is $1.50 while an example per-mile rate is 6 cents.
How much is mileage reimbursement in California? The standard mileage rate set by the IRS, applicable in California, is 67 cents per business mile for 2024. The 2025 mileage rate is 70 cents per business mile.
What if I take a long trip? No problem - we cap the number of miles you pay each day for each vehicle. In most states, the cap is 250 miles (150 in OR, IL, IN, and OH). Once the cap is reached, the miles are on us!
Pay-per-mile insurance can offer the same types of protection as a traditional car insurance policy. However, instead of paying a set premium, you pay a rate based on how much mileage you rack up. The rate actually consists of two rates: a base rate and a per-mile rate (more on this below).
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