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No other business charges its customers by the number of times the customer pays. The reason the insurance company charges extra is because it extends credit to you if you dont pay the entire premium when its due, the same way the credit card company charges you interest if you dont pay the balance in full.
What can cause an insurance surcharge *?
Common Causes of Insurance Surcharges Accidents: Being at fault in an accident is a leading cause of insurance surcharges. Traffic Violations: Speeding tickets, reckless driving, running red lights, or other traffic infractions can lead to surcharges.
What will result in an insurance surcharge?
Common Causes of Insurance Surcharges Even minor accidents can result in increased premiums if the insurance company determines that you were responsible. Traffic Violations: Speeding tickets, reckless driving, running red lights, or other traffic infractions can lead to surcharges.
How do I get rid of insurance surcharge?
Once a surcharge gets applied to your premium, theres little you can do to reduce the surcharge itself. However, you might be able to reduce your overall rate by qualifying for an auto insurance discount. The best scenario is to prevent insurance surcharges altogether.
How long does a surcharge stay on your insurance?
Typically, a surcharge resulting from an at-fault accident or a traffic violation can stay on your insurance record for three to five years. During this time, you may see an increase in your insurance premiums due to the surcharge.
A surcharge is a fee added to your premium. Auto insurance premiums are quoted for either 6-month or annual policy periods. that can be equated to a penalty for something that the driver did, says Lynne McChristian, the Florida representative for the Insurance Information Institute.
How long do surcharges last in Massachusetts?
Points on your insurance in Massachusetts are called surcharges. Surcharges are applied to your insurance premium if your are found responsible or pay a citation. Once you pay a citation you WILL see an increase in your insurance for up to SIX years.
What is the insurance surcharge in Kentucky?
Kentucky law requires insurance companies to charge all policies written for its residents a surcharge of 1.8%. We are also required to assess your policy with a municipality tax which is based on the location of your residence.
kentucky 74a118 surcharge report latest
2020 ANNUAL REPORT
Nov 19, 2020 FORWARD-LOOKING STATEMENTS Certain statements made in this annual report are forward-looking statements that involve risks and uncertainties.
The Customer Contact Center will be available for technical support from 6am to 6pm EST at 502-764-5555. We may be experiencing higher than normal call volume
Phone(502) 564-4810 Address. Kentucky Department of Revenue Financial Tax Section Station 61. PO Box 1303. Frankfort, KY 40602-1303 EmailSend us a message.
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