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Refund beneficiary means a person(s) designated by the member in writing

Refund beneficiary means a person(s) designated by the member in writing 2025

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The document outlines the survivor benefits and lump-sum death benefits provided by the Arkansas Teacher Retirement System (ATRS) under specific statutes. It defines key terms such as refund beneficiary, residue beneficiary, and dependent child, and details the eligibility criteria for surviving spouses, dependent children, and parents to receive annuities upon the member's death. The rules specify how benefits are calculated based on the member's service type (contributory or noncontributory) and establish procedures for distributing any remaining contributions after survivor annuities terminate. Additionally, it describes the lump-sum death benefit available to active members and retirants based on their years of service.

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What does designate a beneficiary mean?

A beneficiary is the person or entity that you legally designate to receive the benefits from your financial products. For life insurance coverage, that is the death benefit your policy will pay if you die. 1. For retirement or investment accounts, that is the balance of your assets in those accounts.

What is a refund beneficiary?

Refund beneficiary means the estate of a deceased contributor or a person he or she has nominated as beneficiary of his or her contributions by written designation duly executed and filed with the retirement board.

What is the difference between a beneficiary and a designated beneficiary?

Designated Beneficiary (DB): A DB is any living person who was named as a beneficiary, but does not fall into one of the five EDB categories. Not Designated Beneficiary (NDB): A non-living beneficiary is considered non designated. This can be charities, Estates, and Trusts.

What is an example of a designated beneficiary?

Designated beneficiaries can include a survivor who has not been named as a successor holder, former spouses or common-law partners, children, a designated subsequent survivor holder who is the new spouse or common-law partner of the successor holder, and qualified donees.