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Click ‘Get Form’ to open the discover surcharge form in the editor.
Begin by filling out the 'Contact Information' section. Enter your Business Legal Name, Contact Email, and Phone Number. Ensure all fields marked with an asterisk (*) are completed as they are required.
Next, provide details for the 'Merchant Location(s) Information'. Input the number of locations and your Discover Merchant ID. Fill in the Street Address, City, State, and Zip Code.
In the 'Sales Channels Surcharging' section, select all applicable options such as Retail, eCommerce, or Telephone Order. Be sure to indicate whether you will be surcharging all Discover Credit Cards or specific products.
Complete the 'Acquirer / Payment Service Provider / ISO' section by entering the name and contact details of your payment service provider.
Review all entered information for accuracy before submitting. Once confirmed, send your completed form to discoversurcharge@discover.com.

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How to notify Visa of surcharge?

U.S. merchants must first notify Visa and their acquirer of their intent to surcharge at least 30 days prior to implementing surcharging. Merchants can submit a notification form to Visa at .visa.com/merchantsurcharging.

Is it legal to charge a 3% credit card fee?

Use cash where you can The easiest way to avoid card surcharges is to pay by cash. While businesses can charge a surcharge for paying by debit or credit cards, they cant charge a surcharge for paying by cash.

Does Discover allow surcharging?

Discover allows surcharging without requiring registration or making merchants wait 30 days. Per Discover, additional rules apply: A merchant must apply an equal surcharge to all accepted brands of credit cards including Visa, MasterCard, American Express and Discover.

Does Discover allow surcharges?

Yes. Card networks such as Visa, Mastercard, American Express, and Discover each impose their own rules regarding surcharges. These often include: Notification requirements: Merchants must notify the card network and acquirer (often 30 days in advance).

How to find Discover tax forms?

Online Access: Log in to your Discover Bank account at .discover.com . Navigate to the Statements Documents or Tax Documents section. Download your applicable 1099 form.

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