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The house deed and mortgage are separate legal documents with different purposes. A deed proves ownership and transfers title, while a mortgage is a loan agreement. Your lender holds a lien on the property, not a mortgage, meaning they do not hold the deed itself.
You can contact our Mortgage Team via online chat who will help you order a statement. You can also chat to our Mortgage Team in the NatWest app or Online Banking. If you havent used them yet, heres some guidance (opens in a new window)on how to access them.
Go to the recorders office or county clerks office. Youll be able to get your deed and the satisfaction of mortgage. Those are the 2 docs you want.
You can search for property records and property ownership information online, in person, or over the phone with a 311 representative. Property owners of all boroughs except Staten Island can visit ACRIS. To search documents for Staten Island property, visit the Richmond County Clerks website.
mortgage. To put simply, the deed is the legal document that proves who holds title to a property, while a mortgage is an agreement between a financial lender and borrower to repay the amount borrowed to purchase a home.
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Here are the 5 steps to finding and obtaining the deed to your house: Check Online. Contact the County Recorders Office. Request the Deed by Mail. Pay any associated Fees. Wait to receive the deed by mail.
You, as the homeowner, typically hold the house deed to your property, even with a mortgage. The house deed and mortgage are separate legal documents with different purposes. A deed proves ownership and transfers title, while a mortgage is a loan agreement.

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