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Face to Face Algorithm Report doc Freddie Mac: Form 4 Statement of Changes in Beneficial Ownership,

Face to Face Algorithm Report doc Freddie Mac: Form 4 Statement of Changes in Beneficial Ownership, 2025

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The document is a Face to Face Examination Report for Mobility Assistive Equipment (MAE), detailing patient information, physician details, current symptoms, physical examination results, and a functional assessment. It evaluates the patient's mobility limitations and their ability to perform daily activities, determining the necessity for assistive devices such as canes, walkers, or wheelchairs. The report concludes with a physician's affirmation of the accuracy of the information provided.

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What are the guidelines for DTI ratio?

While standards vary, most lenders prefer a DTI ratio below 35%-36%.

What are the rules for DTI for conforming loans?

Maximum DTI Ratio Calculate your DTI ratio by adding up your monthly debt payments, dividing by your gross monthly income and multiplying by 100. Most lenders require that your DTI not exceed 50%, though some lenders have stricter limits as low as 36%.

What are the different Freddie Mac appraisal forms?

Conventional Appraisal Report Forms Uniform Residential Appraisal Report (Freddie Mac Form 70)* Manufactured Home Appraisal Report (Freddie Mac Form 70B) Small Residential Income Property Appraisal Report (Freddie Mac Form 72) Individual inium Unit Appraisal Report (Freddie Mac Form 465)*

What are the DTI guidelines for Freddie Mac?

If the Borrowers monthly DTI ratio exceeds 45%, the Mortgage is ineligible for sale to Freddie Mac. As a guideline, the monthly DTI ratio should not be greater than 36% of the Borrowers stable monthly income.

Who audits Freddie Mac?

PricewaterhouseCoopers LLP (PwC) has been our auditor since March 6, 2002. Does Freddie Mac pay dividends?

What is the DTI rule?

How to calculate your debt-to-income ratio. Your debt-to-income ratio (DTI) compares how much you owe each month to how much you earn. Specifically, its the percentage of your gross monthly income (before taxes) that goes towards payments for rent, mortgage, credit cards, or other debt.

What is the LTV for Freddie Mac BorrowSmart?

BorrowSmart Down Payment Program Requirements Minimum 95% loan-to-value (LTV). Must be in high needs census tract or subject property must be a manufactured home. Disclaimer: Freddie Mac BorrowSmartSM program is available in all states.

What is the housing to income ratio for Freddie Mac?

As a guideline, the monthly housing expense-to-income ratio should not be greater than 28% of the Borrowers stable monthly income. An exception can be made only with an offset documented in the Mortgage file.

Face to Face Algorithm Report doc Freddie Mac: Form 4 Statement of Changes in Beneficial Ownership, 2025

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