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The document outlines the procedures and responsibilities regarding utility inspections for a property sale. It states that the seller will not activate any utilities for buyer inspections, and any costs associated with connecting utilities will be borne by the purchaser. A licensed contractor from National Field Network will oversee the process to ensure property protection. The purchaser must arrange for disconnection of utilities post-inspection, and additional inspections require prior approval. The document emphasizes scheduling inspections during weekdays.

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2015	4.3 Satisfied (152 Votes)

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What is the HomePath Ready buyer Program?

On April 14, 2015, Fannie Mae announced the HomePath Ready Buyer program. First-time homebuyers may receive up to 3% of the purchase price for a HomePath property. Thats $9,000 of down payment assistance on a $300,000 home! Check the California database of current down payment programs!

How do you qualify for a HomePath?

To qualify for a Fannie Mae HomePath loan, you must not have owned a house in the past 3 years. And you must use the HomePath property as your primary residence within 60 days after closing.

How do Fannie Mae HomePath properties work?

The Fannie Mae HomePath program offers an opportunity for homebuyers to purchase foreclosed, forfeited or short sale properties, potentially at a lower price. The HomePath program helps promote homeownership by offering inventory to homebuyers first, ahead of investors.

Who is eligible for a Fannie Mae mortgage?

Youll generally need a 620 credit score or higher to qualify for a Fannie Mae mortgage. Fannie Mae loans are available for both single-family and multifamily homes. It will be harder to get approved for a loan if youve had a previous bankruptcy or foreclosure.

Can you negotiate price on HomePath property?

Home buyers can negotiate on the price of a Fannie Mae HomePath property. Like a traditional sale, a lowball offer may get rejected, especially if another buyer is ready to pay more. Work with your real estate agent to make a well-priced offer Fannie Mae will accept.

Who qualifies for a Fannie Mae HomePath property?

Who is eligible for HomePath? To be eligible to buy a HomePath property, youll need to live in the property as your primary residence within 60 days of closing. If youre not paying cash, youll also need to qualify for a mortgage to buy the home.

How do you qualify for Fannie Mae HomePath?

Can anyone buy a Fannie Mae HomePath property? If you want to buy a HomePath property as your primary residence, you must be a low-income borrower, have limited cash for a down payment and havent owned a home for the past 3 years. You must also meet the minimum credit score and debt-to-income ratio (DTI) requirements.

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