Blue Cross Medicare Supplement Plans A, C, F, High Deductible-F, G and N Application 2025

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Medicare Plan F (also referred to as Medigap Plan F) is the most comprehensive Medicare supplement plan. This plan covers Medicare deductibles and all copays and coinsurance, which means you pay nothing out of pocket throughout the year.
As long as the expenses exceed 7.5% of your income, you can deduct Medicare Supplement premiums. In addition to the premiums mentioned above, costs such as copayments, deductibles, and coinsurance also qualify as tax deductions.
If you became eligible for Medicare in 2020 or later, you can only buy Plan G, not Plan F. The coverage difference is that Plan F covers the Medicare Part B deductible, but Plan G doesnt.
In addition to the basic benefits, Plan F also provides coverage for: Medicare Part A and Part B deductibles. Skilled nursing facility care coinsurance. Medicare Part B excess charges (this is the difference between what a doctor or provider charges and the amount Medicare will pay up to Medicares limiting amount)
Plan F is no longer available to new beneficiaries, but it is the most comprehensive Supplement plan. Plan G and Plan N do not cover the Part B deductible, and Plan N has more out-of-pocket costs, but they can be more cost-effective than Plan F.
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We will pay your Medicare Part B Deductible and the copayment for these Outpatient services.

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