Market Conditions Addendum to the Appraisal Report - a la mode 2026

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  1. Click ‘Get Form’ to open it in the editor.
  2. Begin by entering the File Number and Property Address details, including City, State, and Zip Code. This information is crucial for identifying the specific appraisal report.
  3. Fill in the Borrower’s name. Ensure accuracy as this will be referenced throughout the document.
  4. In the Inventory Analysis section, provide data for Comparable Sales over different time frames (Prior 7–12 Months, Prior 4–6 Months, Current – 3 Months). Indicate trends such as Increasing, Stable, or Declining for each category.
  5. Complete the Median Sale & List Price section by reporting figures for Median Comparable Sale Price and Days on Market. Again, indicate trends clearly.
  6. Address any seller concessions trends and foreclosure sales factors in detail. Use text boxes to elaborate on these points as needed.
  7. Finally, ensure all required signatures are completed at the end of the form before saving or sharing your document.

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Fannie Mae 1004, Uniform Residential Appraisal Report Also known as the Freddie Mac form 70 or the URAR. This report form is designed to report an appraisal of a one-unit property, or a one-unit property with an accessory unit.
By comparing the differences in sale prices, appraisers can quantify the influence of changing market conditions. For example, if two identical properties sold six months apart at different prices, the price difference can help determine the percentage change due to market shifts.
Condition Age The age, condition, and the local market of the property are also included in the appraisal. Generally, newer and well-maintained homes tend to receive a higher appraisal value. However, this is not always the case, especially in areas where houses are typically older and historic.
The appraised value of your home can change significantly over time with the market. Fair market value can also shift based on current economic and local market conditions, as well as the condition and age of the home.
Understanding the key differences between a Comparative Market Analysis and an Appraisal is essential when seeking a property valuation. While a CMA provides a general estimate of a propertys value based on recent sales data, an appraisal offers a more comprehensive and objective assessment.
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The answer to who can set market value involves buyers, sellersand the very definition of value. Key takeaways: Appraisers discover market value. They dont set it.

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