Aessuccess 2025

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The document outlines the process for borrowers to apply for an Income Sensitive Repayment Schedule under the Federal Family Education Loan Program. It requires borrowers to provide their monthly gross income and calculate their estimated monthly payment based on either the monthly interest accrual or 4% of their income. The document includes sections for borrower information, payment calculation, and borrower agreement, along with instructions for submitting the application and terminating any current deferment or forbearance.

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Versions	Form popularity	Fillable & printable
2020	4.8 Satisfied (81 Votes)
2020	4.3 Satisfied (122 Votes)
2012	4 Satisfied (48 Votes)

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

How will I know if my loans are forgiven?

Your student loan servicer(s) will notify you directly after your forgiveness is processed. Make sure to keep your contact information up to date on StudentAid.gov and with your servicer(s). If you havent yet qualified for forgiveness, youll be able to see your exact payment counts in the future.

How do I delete my American Education Services account?

To delete your account, which provides access to loan information, you must sign in via the app. From the Home screen, select Profile icon in the upper right corner. From the Profile screen, select Security followed by Delete Online Account.

Who owns American Education Services?

AES is owned by the Pennsylvania Higher Education Assistance Agency (PHEAA) and was established to service and guarantee FFEL and some alternative private student loans. A student loan servicer doesnt provide loans; its the middleman between the borrower and the student loan lender during the repayment period.

What is the lawsuit against AES?

The Bureau alleges that by failing to maintain policies and procedures to determine whether the education loans it services are discharged in bankruptcy and collecting and furnishing on discharged debts, AES has engaged in unfair, deceptive, and abusive acts or practices in violation of the Consumer Financial Act of

Is AES considered a federal student loan?

American Education Services (AES) is a federal loan servicer that processes FFEL loans. While the FFEL program was discontinued, AES still handles borrowers in repayments, and it also services some private student loans for other lenders.

Will AES loans be forgiven?

Can AES student loans be forgiven? The private student loans AES services are not eligible for loan forgiveness. But the federal student loans it servicers can be forgiven under different programs offered by the Department of Education.

Are AES loans forgiven?

AES Student Loan Forgiveness Programs Income-driven repayment: promises to discharge your remaining debt after making 25 years of payments under one of the IDR payment plans (e.g., the income-based repayment plan).

How do I know if my AES loan is federal or private?

You can also check your lenders account or where you make your monthly payments for more information. If you think you have a federal loan, log into the Federal Student Aid website with your FSA ID to confirm. If youre paying a lender not listed there, your loan might be private.

Aessuccess 2025

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