Application Form (Tenant Purchase Scheme) - Laois County Council 2025

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First-time buyers may be eligible for the governments First Home Scheme. This is a shared equity scheme and can provide up to 30% of the price of a new home. You may be able to use this scheme as well as the Help to Buy incentive, but there are strict limits to property price and mortgage amounts.
The First Home Scheme ceiling has been rasied with immediate effect in Laois from 350,000 to 375,000. The First Home Scheme is primarily targeted at first-time buyers and self-builders who are seeking to buy a newly constructed home, but who cannot secure the full amount required from their mortgage and deposit.
The Help to Buy Scheme gives a refund of the income tax and Deposit Interest Retention Tax (DIRT) you have paid in Ireland for the 4 years before the year you apply. The HTB Scheme was increased in July 2020. This increase is known as the Enhanced Help to Buy Scheme.
You can buy it if you like heres how. Yes, you can buy your council house and how you pay for your property is up to you. You can either buy your council house by taking out a mortgage or, if you have the money available, in cash. Well go into these options in a little more detail shortly.
Housing for All aims to deliver over 300,000 new homes between now and the end of 2030. This target includes 36,000 affordable purchase homes and 18,000 cost rental homes. The plan also aims to retrofit 500,000 homes by 2030 to a B2 or Cost Optimal BER standard.
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The average age of first-time buyers (FTBs) in Ireland increased by 1.3 years between 2017 and 2022. In 2017, the average age of first-time homebuyers was 33.9 years. In 2022, the average homebuyer was 35.2 years old.
This is a scheme for the purchase of existing local authority houses. If you are a local authority tenant living in a local authority house that is available for sale under the scheme and you meet the eligibility criteria, you can apply to purchase your house.

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