Mutual Wills Package with Last Wills and Testaments for Married Couple with Adult Children - Washington 2025

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What are the disadvantages of mirror wills? A potential issue to consider when creating a mirror will is that the spouse or partner could later change their will. In fact, they can change the will at any time even when both are still living without agreement or consent.
If they are a married couple with children, often both wills also state that their children will receive the remaining property after both spouses are dead.) Mirror wills can sometimes also contain an agreement between the spouses that neither spouse will revoke their individual will.
Mutual wills on the other hand are very different. They are, in effect, a contract with the other person making a will. In that agreement you both agree you will not change your will at a later date, in return for the other person agreeing the same. This effectively creates a trust when the first person dies.
Potential Problems With Irrevocable Joint Wills Today, estate planning lawyers advise against joint wills, and they are now rarely used. Most lawyers will tell you that married couples need separate wills, or they will point you to different types of trusts.
In order for a Will to be considered mutual, there needs to be an agreement between the two testators (those making the Will). A simple similarity in terms or a shared intention is not sufficient to establish a mutual Will. The Wills can exist as a single joint document or two separate ones.
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The husband has children from his first marriage. The wife also has children from her first marriage. The husband might say in his will I leave everything to my wife but if she has already died then 50% of my estate will be divided between my children and 50% is to be divided between my wifes children.
Similar to a Joint Will, a Mirror Will is near-identical for each person involved. This is often the preferred choice for married couples because it offers more flexibility in altering the will, but ensures that distributions are left to the same beneficiaries in similar proportions, such as children, says Stone.
However, there are significant disadvantages to mutual wills. First, they heavily restrict a surviving spouses choices. As they cannot validly revoke the mutual will, they are stuck with it for the rest of their life.

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