Private Passenger Auto Insurance Application 2025

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o Private Passenger is defined as a four wheel auto of the private passenger or station wagon type. A pickup, panel truck or van not used for business is rated as a PPT.
Personal auto insurance only covers accidents that occur while youre driving your vehicle for personal use. That includes commuting to and from work and travel unrelated to your job duties.
Posted by admin. Insurance companies usually define these as four-wheel vehicles that are not used to carry passengers for a fee. Pick-ups and vans qualify, as long as they do not exceed 10,000 lbs. and are not used in a delivery or freight business.
A privately owned vehicle (POV) is a motor vehicle not owned by the Government and used by the employee or the employees immediate family for the primary purpose of providing personal transportation.
Insurance companies usually define these as four-wheel vehicles that are not used to carry passengers for a fee. Pick-ups and vans qualify, as long as they do not exceed 10,000 lbs. and are not used in a delivery or freight business.

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Section 031-175-2 - Definition of Private Passenger Motor Vehicle For the purposes of 24-A M.R.S.A. 2927(1)(D), private passenger motor vehicle means a vehicle that may be lawfully operated without a commercial drivers license, including a private passenger automobile, sport utility vehicle, pickup truck, or van.

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