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S2270 EO - Enhanced Follow Form Excess Endorsement - professionalrisk

S2270 EO - Enhanced Follow Form Excess Endorsement - professionalrisk 2026

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This document is an Excess Follow Form Endorsement that modifies the insurance provided under a Securexcess Policy. It states that the endorsement follows the terms, conditions, and exclusions of a specified primary policy, overriding any inconsistent or more restrictive provisions in the endorsement itself. All other terms remain unchanged.

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Click ‘Get Form’ to open it in the editor.
Begin by entering the 'Endorsement No.' at the top of the form. This is a unique identifier for your endorsement.
Fill in the 'Effective date of this endorsement' field, ensuring you specify the correct date and time (12:01 a.m.).
In the section labeled 'To be attached to and form part of Policy Number:', input the relevant policy number that this endorsement will modify.
Complete the 'Issued to:' field with the name of the insured party, ensuring accuracy for proper documentation.
Sign off on behalf of your organization in the 'Authorized Representative' section, followed by dating it appropriately.

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

What are the risks of adding additional insured endorsement?

All risk insurance, also known as open perils or comprehensive insurance, automatically covers any risk not explicitly excluded in the contract. It provides broad protection and allows policyholders to file claims for unforeseen events, unless specifically named as an exclusion, such as earthquake or nuclear hazard.

What does an additional insured endorsement do?

Comments Section Absolutely normal. Its our standard on all our builds. When I work with home builders, they always require to be named as additional insured. Ive never had anyone request it for a remodel, but logically, it makes sense. Yes. It protects the client in case of damage to property by contractor.

What does excess follow form mean?

Balancing Premium Costs And Liability Exposures Named insureds often take on additional financial exposure when they add other parties to their policies through additional insured endorsements. This exposure can result in changes to premium costs, claims activity, and long-term insurability.

What is the all risk endorsement?

The HR-ACE provides insureds who meet all eligibility requirements an opportunity to insure high-risk land on a separate additional coverage policy with coverage greater than CAT but less than the coverage on the base policy.

Should my contractor add me as an additional insured?

The cost of adding an additional insured is typically low, compared to the costs of the premium. Insurance company underwriting departments often consider the additional risk associated with additional insureds as marginal.

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What are the risks of adding an additional insured?

What is the risk of adding an additional insured Coverage Limit Erosion. Increased Premiums Claim Exposure. Policy Dependence Cancellation Risk. Narrow and Conditional Coverage. Complex Claims Other Insurance Conflicts. Certificate vs. Legal Exclusion Pitfalls.

S2270 EO - Enhanced Follow Form Excess Endorsement - professionalrisk 2026

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