Penn Behavioral Health Services Out of Network Claim Form for 2026

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  1. Click ‘Get Form’ to open the Penn Behavioral Health Services Out of Network Claim Form in the editor.
  2. Begin by filling in the Employee’s Name, Date of Birth, and Sex. Ensure that the mailing address and daytime phone number are accurate.
  3. Indicate if there is a new address by selecting Yes or No. Provide an alternative phone number if applicable.
  4. Enter the Social Security Number and ID Number, then circle your employer from the provided options.
  5. Fill in the Patient's details including their name, date of birth, sex, relationship to employee, and social security number.
  6. List the Provider’s information including name, daytime phone number, address, and degree/license.
  7. Document each service received by entering dates, diagnosis codes (DSM IV), CPT codes, and charges for each entry. Attach itemized receipts as required.
  8. Both Employee and Patient must sign at the bottom of the form to authorize release of information and certify accuracy.

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Insurance companies usually cover less of the cost of an out-of-network provider. For example, you might have to pay a $25 copay if you see an in-network provider but a $35 copay if you see an out-of-network provider. Insurance companies do not usually reimburse you based on the amount you actually paid your provider.
If the therapist youre seeing is not in-network with your insurance, then you will have to pay the full price of the session upfront. Fortunately, depending on your health insurance plan, your insurance company may help reimburse a portion of the cost by mailing you a check or depositing money into your account.
Yes! In general, PPO (preferred provider organization) insurance plans do cover OON services, although at a somewhat higher cost than in-network. In contrast, HMO (health maintenance organization) and EPO (exclusive provider organization) plans usually only cover in-network services.
So, for example, if your insurer agrees to pay 130 percent of Medicares fee schedule for an out-of-network doctors visit, and Medicares rate is $100, your insurer will pay up to $130. But, if the provider charges $200 for that visit, you may need to pay the remaining $70 yourself.
Your plan allows you to use out of network providers. To submit claims for reimbursement, you must fill out the Health Claim Form and return it along with an itemized statement and proof of payment.

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