Blue Care Network of Michigan - State of Michigan - michigan 2025

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BCN is a Health Maintenance Organization (HMO), meaning that enrollees will select and work closely with a primary care physician to manage care. MSU members can seek services from both in-network and out-of-network (non-contracted) providers.
Blue Cross and Blue Shield developed separately, with Blue Cross providing coverage for hospital services and Blue Shield covering physicians services. Blue Cross is a name used by an association of health insurance plans throughout the United States.
Medicaid (also called Medical Assistance, or MA) is health insurance for people with low income. In Michigan, there is traditional Medicaid (TM) and the Healthy Michigan Plan (HMP). HMP started in 2014 as part of the Affordable Care Act. Once you are enrolled, TM and HMP work just like other health insurance.
Donegal Group, Inc. Michelle Chesney, Inc. / Parent organization
Blue Cross Blue Shield of Michigan is proud to be the states largest insurer, and your insurer. But being large doesnt mean we forget the individual needs of our members. So weve created this customized site just for employees and retirees of the State of Michigan.
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Insurance Benefits: The State of Michigan offers health, mental health, dental, and vision insurance to eligible career employees, their spouses, and their children. The state also covers a life-insurance benefit of two times employees annual salary (up to $200,000).

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