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The California Continuation Benefits Replacement Act (Cal-COBRA) allows small employers in Californi

The California Continuation Benefits Replacement Act (Cal-COBRA) allows small employers in Californi 2025

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The document outlines the California Continuation Benefits Replacement Act (Cal-COBRA), which allows small employers in California to provide continued dental coverage for employees and their dependents who lose coverage due to qualifying events. It details eligibility, costs, election options, and necessary actions for maintaining coverage, including completing a Cal-COBRA Dental Election Form and adhering to notification and payment deadlines.

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What is the California Continuation benefits Replacement Act?

COBRA and Cal-COBRA COBRA stands for the Consolidated Omnibus Budget Reconciliation Act. COBRA allows former employees, retirees, and their dependents to temporarily keep their health coverage. If you get COBRA, you must pay for the entire premium, including any portion that your employer may have paid in the past.

Do small companies need to offer COBRA?

COBRA applies only to companies with at least 20 employees. Employers are required to notify you when you are eligible for these benefits.

Who is eligible for Cal-COBRA in California?

Cal-COBRA applies to employers and group health plans that cover from two to 19 employees. (Note that Cal-COBRA also applies to employers with more than 20 employees when an employee has exhausted his or her 18 months of federal COBRA benefits.)

Does COBRA apply to small employers?

COBRA applies only to companies with at least 20 employees. Employers are required to notify you when you are eligible for these benefits. If you elect to receive COBRA benefits, you will pay 100% of the total premium for your benefits plus a 2% administrative fee.

What is the mini COBRA law in California?

Cal-COBRA, established under the California Continuation Benefits Replacement Act of 1997, extends health coverage continuation rights similar to federal COBRA but is specifically designed for employees of smaller companies with 2 to 19 employees.

What is the small employer exception for COBRA?

You do not have to offer COBRA coverage to any of the following: an employee who is not yet eligible for your group health plan. an eligible employee who declined to participate in your group health plan. an individual who is enrolled for benefits under Medicare.

The California Continuation Benefits Replacement Act (Cal-COBRA) allows small employers in Californi 2025

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