Additional Card application American Express - Swisscard AECS AG 2025

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No, there is no rule against applying for multiple credit cards in one day. However, doing so may hurt your credit standing as well as your chances of approval for a new credit card account. Each time you apply for a credit card, it will result in a hard inquiry on your credit reports.
Yes. You can add up to 4 Additional Card Members at the time of application.
Its been our experience that applicants who were not approved for a new account at one time may qualify in the future. We welcome you to apply for any of our American Express Cards, but please wait at least 30 days from the date you received the decline letter before submitting a new application.
Amex 2-in-90 rule American Express restricts card approvals to no more than two within 90 days. This means that even if you follow the 1-in-5 rule above and get two cards more than five days apart, you still can only get those two cards within 90 days. So far, there are no exceptions to the Amex 2-in-90 rule.
The 1-in-5 rule limits Amex card approvals to one every five days. If youre applying for multiple Amex cards, wait at least six days so you arent denied that next card. The rule doesnt apply to hybrid cards, so you could apply for a hybrid card and revolving credit card within five days of each other.
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Other benefits Meanwhile, additional Platinum cardmembers and companion cardmembers can access Amex Offers and the Auto Purchasing Program. Note that enrollment is required for Amex Offers and that not all cardmembers will be targeted for the same offers.
Applying for multiple American Express cards doesnt have a big impact on your credit score because once you have one Amex card, they typically only do soft pulls after that. Your mileage may vary.
For most American Express Accounts you can only apply for the same additional Card as your primary Card Account. For example, if you hold The Gold Card, you can only apply for the Gold additional Card. For Platinum Cardmembers, you can add one complimentary Platinum additional Card and up to 4 more for a fee.