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An APS is an attending physician statement. It is a report by a physician, a hospital, or medical facility that has treated or currently treating a patient who needs it for insurance purposes. An APS is frequently ordered as additional sources of medical background information for insurance applications.
If you were seen by more than one physician, the life insurance company could order an APS from all treating physicians. If youve had general testing such as a colonoscopy before age 50, mammogram before age 40, or MRI, the underwriter will request an attending physician statement.
Antiphospholipid syndrome (APS), sometimes known as Hughes syndrome, is a disorder of the immune system that causes an increased risk of blood clots. This means people with APS are at greater risk of developing conditions such as: DVT (deep vein thrombosis, a blood clot that usually develops in the leg.
An attending physician statement (APS) is a report by a physician, hospital or medical facility who has treated, or who is currently treating, a person seeking insurance. In traditional underwriting, an APS is one of the most frequently ordered additional sources of medical background information.
What is an APS? The Attending Physician Statement is a summary of your health condition, written from a doctor or medical facility that either has treated or is currently treating someone that is seeking life insurance, explains Paya Schlass, Customer Success Manager at Haven Life.
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In this article, for clarity, an APS refers to the handwritten or typed notes that contain office visit summaries and medical histories as well as the imaging and test and procedure results that make up a patients medical file. An EHR denotes the digitized version of these records.
An Attending Physician Statement (APS) is a form questionnaire from the insurance company that your treating doctor must complete.
For those who deal with medical record retrieval in the world of insurance, you may be familiar with APS, which stands for attending physician statement. This report is typically created by a hospital, medical facility, or physician during or after patient treatment for insurance purposes.

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