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Have the appropriate doctor complete the APS. You may have multiple doctors treating you for different medical issues, not all relating to your disability. It is important that the doctor treating your disabling condition is the one completing the APS.
This statement, filled out by your attending physician, provides the disability insurance company with vital data to assess the validity of your disability claim. The APS can influence the decision-making process significantly, making it crucial to ensure it is accurately and thoroughly completed.
Attending Physicians Statement in Health Insurance Its primary purpose is to assist in the underwriting process, which involves evaluating the risk of insuring an applicant. Among the options provided, the most appropriate response is: At the request of the insurer to assist in the underwriting decision.
It is written by your doctor, and the information contained in the APS varies and depends on what your insurer is looking for.
In order to be effective, an Attending Physician Statement must be completed by a doctor who knows you in person your insurer or agency will reach out to get information from a physician who has either treated you in the past or is currently providing treatment.
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An attending physician statement (APS) is a report by a physician, hospital, or medical facility that has treated, or is currently treating, a person seeking insurance. In traditional underwriting, an APS is one of the most frequently ordered additional sources of medical background information.

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