SAMPLE APPRAISAL REPORT: NOT Intended to be used for Insurance Coverage 2026

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  1. Click ‘Get Form’ to open the SAMPLE APPRAISAL REPORT in the editor.
  2. Begin by entering the 'Report Date / Effective Date' at the top of the form. This is crucial for record-keeping.
  3. In the 'DESCRIPTION OF ARTICLE(S)' section, provide detailed information about each item being appraised, including specifics like gemstone type, measurements, and weight.
  4. Fill in the 'RETAIL REPLACEMENT VALUE' field with the assessed value of the item based on your appraisal findings.
  5. Complete the 'SAMPLE CERTIFICATION OF APPRAISAL' section by confirming that all statements are true and correct. Ensure you sign and date this section.
  6. Review all entries for accuracy before saving or exporting your completed report. Utilize our platform's features to easily share or print your document.

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For example, if your home or car suffers damage due to a covered peril like a fire or a natural disaster, and you and your insurer cant agree on the extent of the damages or the amount of compensation owed, an appraisal may be triggered.
This report form is designed to report an appraisal of a one-unit property or a one-unit property with an accessory unit; including a unit in a planned unit development (PUD). This report form is not designed to report an appraisal of a manufactured home or a unit in a condominium or cooperative project.
Licensees should include a disclaimer in any documentation relating to online home value assessments. Your disclaimer should state that estimates arising from online home value assessments are no substitute for an official property appraisal and a comparative market analysis.
The law is clear that mortgage lenders cannot take race, sex, or any other prohibited bases into account when evaluating the creditworthiness of an applicant. That means lenders cant rely on an appraisal if they knew, or should have known, that the appraisal was discriminatory.

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