PAYROLL DIRECT DEPOSIT - pacific 2025

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Funds from electronic direct deposits will be available on the day we receive the deposit.
Credit Union 1 provides your funds as soon as the payor of your direct depositlike your employerprovides the deposit information, rather than waiting for it to clear. The timing of how early you receive your payment is dependent on when the payor provides that information to Credit Union 1.
When does direct deposit hit? Funds that are directly deposited into a bank account typically go through before 9 a.m. but can arrive as early as midnight. The variability in the amount of time it can take is largely due to the payers timeframe to release funds.
Direct deposit can be instantaneous, but sometimes banks and credit unions take a bit of time to review the payment. The exact time will depend on your bank, and it may take one to three business days to access the money youve received.
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