Mortgage Proof of Claim Attachment (Annotated) 2025

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Once the proof of claim is filed, it is stored in the claims register for the specific bankruptcy case. ** Creditors can file a proof of claim using one of four methods: Electronically using CM/ECF and an authorized log in and password -- Fill out and file Official Form 410 Proof of Claim.
Attach redacted copies of documents, if any, that show evidence of perfection of a security interest (for example, a mortgage, lien, certificate of title, financing statement, or other document that shows the lien has been filed or recorded.)
Creditors that fail to file a claim will not receive any money. In some cases, this can create problems for you after your bankruptcy is over.
The projected escrow shortage is the amount the claimant asserts should exist in the escrow account as of the petition date, less the amount actually held. The amount actually held should equal the amount of a positive escrow account balance as shown in the last entry in Part 5, Column O.
The addendum should set forth the pertinent background facts of the relationship between the debtor(s) and the creditor, and the manner in which the creditor believes that the claim arose.
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In order to contest a proof of claim, Bankruptcy Rule 3007 requires that the objection be in writing, be filed and served on the creditor thirty (30) days prior to the hearing date set for such objection. Claim objections are contested, evidentiary matters which are governed by Bankruptcy Rule 9014.

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