Form 78-007-17-8-1-000 Rev(09 17) 2026

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  1. Click ‘Get Form’ to open it in the editor.
  2. Begin by entering the Certificate of Title Number at the top of the form. This is essential for identifying the vehicle associated with the lien.
  3. Fill in the details of the Assignor, including their name, address, city, state, and ZIP code. Ensure accuracy as this information verifies ownership.
  4. Next, provide the vehicle's Make and Vehicle Identification Number (VIN). This information is crucial for linking the lien to the correct vehicle.
  5. Complete the Assigned To section with the new lienholder's details, including their address and date of assignment.
  6. The Lienholder (Assignor) must sign where indicated. If applicable, include a witness’s name and address.
  7. For the Application for Transfer of Lien section, confirm all liens by filling in both first and second lienholder details along with their addresses and dates of lien.
  8. Finally, ensure that you attach the original Mississippi Certificate of Title before submitting your application.

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A lien is a claim on property to ensure payment of a debt. When you borrow money to purchase a car, the lender files a lien on the vehicle with the state to insure that if the loan defaults, the lender can take the car. When the debt is fully repaid, a release of the lien is provided by the lender.
Verify release: Once the lienholder has been paid off, they should contact the DMV to let them know the vehicles title needs to be updated. The title is then transferred to you or your buyer, depending on the specifics of your sale.
A lien release removes the lien claim once the loan is paid off in full. When you pay off your loan and fulfill all other aspects of your agreement, your lender will release the lien and sign over the title to you.
A release of lien is a legal document that removes a financial claim (lien) from your property record. Its essential before selling or transferring property because it ensures the title is clear. Without it, transactions are often blocked by title companies or buyers until the lien is officially lifted.
Buying a car with a lien can be a tricky transaction, but with research and good communication, its possible to resolve any outstanding claim on the vehicle and seal the deal. If youre thinking about buying a used vehicle from a private seller, heres how to ensure proper transfer of ownership.

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