Travel Health Plan Disclaimer: Please ensure all relevant 2026

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  1. Click ‘Get Form’ to open it in the editor.
  2. Begin by filling out your personal details in the designated fields, including your surname, first name, date of birth, and contact information. Ensure accuracy as this information is crucial for your health assessment.
  3. Proceed to the 'Travel & Health Profile' section. Answer each question honestly regarding your current health status and medical history. This includes any recent illnesses, medications, and allergies.
  4. In the 'Information About Your Trip' section, provide details about your travel plans such as departure date, countries you will visit, and type of accommodation. This helps tailor health recommendations specific to your itinerary.
  5. Review the vaccination recommendations carefully. Indicate which vaccines you have received or declined by checking the appropriate boxes.
  6. Finally, ensure that all sections are completed before submitting the form for review by a healthcare professional.

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What Does Cancel for Medical Reasons Cover? Injury, illness, or hospitalization to you or a travel companion. You or a travel companion contracts Covid-19 or other covered pandemic-related virus. Severe injury to a family member that requires your care. Death to a non-traveling immediate family member.
There is no standalone travel insurance policy that covers pre-existing medical conditions. Unless your plan specifically states that it covers such issues, then its safe to assume that the expenses you incur before or during your trip because of a pre-existing illness or injury are likewise excluded from coverage.
Travel insurance companies impose a look-back period, which is a specific time frame when a pre-existing condition is considered stable, usually between 60 and 180 days. To qualify for a waiver, your condition must be stable within this period, meaning it has not changed or worsened.
Like any other insurance provider, a travel insurance provider will need to verify that the claim you are making is legitimate. Verifying a claim typically means checking the facts. Some of the documents you may need to support your claim include: Receipts and itemized bills for expenses (for canceled trips)
Proof is Required: Youll need documentation detailing the medical reasons that prevent travel by the scheduled departure date. Something as simple as a doctors note would suffice. Severity Matters: Travel insurance coverage often hinges on whether the illness is severe enough to interfere with travel plans.

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Contact your insurer as soon as possible and ask them to send you a claim form. They may be able to email this to you to speed things up. Complete the claim form carefully and keep a copy for yourself. Youll need to include copies of all paperwork that will help your claim, including receipts or medical certificates.

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