Release, waiver of liability, assumption of risk - SIUE 2025

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In order for a defendant to invoke the assumption of the risk defense, the plaintiff must have: Known that there was a risk of the same sort of injury that the plaintiff actually suffered. Voluntarily took on that danger (assumed the risk) in participating in the activity.
Assumption of risk comes in a few different forms, including primary and secondary assumption of risk, as well as implied and express assumption of risk. Below, well explore the different types of assumptions of risk as well as how they can be used to decrease the percentage of a defendants negligence.
Express assumption of risk, typically achieved through a signed waiver , prevents an injured plaintiff from recovering beyond the terms of the waiver so long as the waiver is not against public policy. Although generally raised in tort cases, courts often treat express assumption of risk as a contract issue.
Most liability waivers hold up in courts of law. Whether a plaintiff files a personal injury lawsuit for an accident that they caused themselves, or if the injury was caused by negligence on behalf of the tour company, organizer, guide, or gym, more often than not the lawsuit is unsuccessful.
In a nutshell, a liability waiver, also known as a release form, release of liability, or waiver of liability, is a legally binding contract between parties that addresses the risks involved in a given activity. In our context, its between the traveler or participant and the activity operator.
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Primary assumption of risk is when someone is injured in an inherently risky activity, but due to no specific fault of you or your business. This is where the Assumption of Risk waiver fully protects your business as these risks are fully outlined and accepted by a participant.
If you are considering an activity or trip that presents risks to participants, you need to think about providing notice of the risks and document the participants assumption of risk, waiver of rights, and release of claims if an accident or injury arises.

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