Maryland pip form 2026

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  1. Click ‘Get Form’ to open the Maryland PIP form in the editor.
  2. Begin by reading the notice carefully. It outlines your options regarding Personal Injury Protection (PIP) coverage.
  3. In the waiver section, confirm whether you wish to waive PIP coverage. If you choose to waive, ensure you understand the implications for yourself and your family members.
  4. Fill in your details as the first named insured/applicant, including your name and policy number.
  5. Sign and date the form at the bottom to affirm your decision regarding PIP coverage.

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PIP insurance is not required in Maryland. While you are not required to carry PIP insurance in the state of Maryland, insurance companies are required to offer it to you. If you deny PIP coverage, you will need to sign a waiver stating that you are foregoing this extra insurance protection.
Personal injury protection (PIP), also known as no-fault insurance, covers medical expenses and lost wages for you and your passengers if youre injured in an accident.
The coverage is usually between $2,500 and $5,000, depending on the amount elected. PIP insurance is no-fault coverage, meaning you are entitled to the benefits regardless of who caused the auto accident.
PIP Requirements in No-Fault States In no-fault states, PIP is mandatory, meaning all drivers must have a minimum level of PIP coverage as part of their auto insurance policy. The required amount can vary. In some states, it can be as low as $10,000, whereas in others, its $50,000.

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