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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.
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But its best not to delay. If youre in your 50s, or even younger, consider purchasing long-term care insurance now. Thoughtful, informed planning can help you avoid being overwhelmed with care costs later in life.
Once you have the quote, the process to get a policy might take a few hours (or less). The entire process from quote to coverage may not take as long as you might think. In just a few simple steps, and with the correct documentation, you can be on the road in no time with a policy.
A: In California, insurance companies have a maximum of 85 days to process claims, following the Fair Claims Settlement Practices Regulations. They must acknowledge receipt within 15 days, accept or deny the claim within 40 days, and pay the settlement within 30 days if it is approved.
The effective date is generally 12:01 a.m. on the day after you submit your application, however approval may take up to 48 hours. If you prefer a later effective date, you may choose the date you would like coverage to begin. To avoid a lapse in coverage, please submit your application prior to the expiration date.
If you are a sole proprietor of your company, you dont necessarily require a license to obtain a liability insurance certificate. At this point in entrepreneurship, youre the only person in your company. Thus, an insurer should provide you with the necessary coverage.
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Understanding Insurance Claim Timelines Generally, you may be able to expect a claim to take anywhere from a few days to several weeks to be processed and resolved. For straightforward claims, the process can be quicker, and are often resolved within a week.

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