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However, a Borrower-Based Academic Year (BBAY) or Seasonal Loan is specific to the period of study that the student is attending and looking to borrow federal loans. For example, a summer/fall academic year (two semesters) or a spring/summer academic year (two semesters) represents a BBAY or Seasonal Loan period.
What is the overlapping loan period?
What are Overlapping Loans? Overlapping loans may occur when a transfer student took out loans at another institution just before transferring to ours. The Department of Education requires that an Academic Year be AT LEAST 30 weeks in length.
What does loan period mean for student loans?
A loan period is the academic year or portion of an academic year (for example, a single semester or quarter) that the loan is requested for. Was this page helpful?
What is the period of student loans?
The Standard Repayment Plan is the basic repayment plan for loans from the William D. Ford Federal Direct Loan (Direct Loan) Program and Federal Family Education Loan (FFEL) Program. Payments are fixed and made for up to 10 years (between 10 and 30 years for consolidation loans).
What is cumulative loan information?
An aggregate limit, sometimes called a cumulative limit, specifies the total amount you are allowed to borrow through each loan program. One of the most common loan programs, the federal Direct Stafford Loan program.
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A Loan Date for a Direct Loan is the date of the first disbursement, but for Federal Family Education Loan Program loans, the date usually refers to the date the loan was guaranteed or backed by a guaranty agency.
What does loan period in years mean?
A loan period is the amount of time that a borrower will have to repay their loan. It will be determined by factoring in the minimum and maximum payment, interest rate, and principal amount. Simply statedthe start of loan repayment, all the way until the end, is called the loan period.
What is the period of a direct loan?
The maximum period for which you may originate a Direct Loan is generally an academic year. However, if your school applies the annual loan limit for Direct Subsidized Loans and Direct Unsubsidized Loans to a period of time greater than an academic year, you may originate a Direct Loan for that longer period of time.
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IPEDS - National Center for Education Statistics
Learn more about the individual IPEDS survey components: view training videos, infographics, answers too frequently asked questions, survey forms, and more. 12-
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