Bctesg form pdf 2025

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This document is an application annex for the British Columbia Training and Education Savings Grant (BCTESG), intended for residents of British Columbia. It outlines the requirements and conditions for applying for the grant, which provides financial support to eligible children born in 2006 or later to help with post-secondary education savings through a Registered Education Savings Plan (RESP). The document includes instructions for completion, necessary signatures, and privacy rights regarding personal information.

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What is the BC grant for children?

BCTESG provides up to $1,200 that may be deposited directly into the RESP of eligible children. With the BCTESG, eligible children may qualify for $1,200.

What is the age limit for the RESP grant in BC?

Children may apply for the grant between their 6th birthday and the day before they turn 9. The parent or guardian plus the child must be residents of British Columbia at the time of application and have a valid Social Insurance Number.

What is the maximum age to use an RESP?

Unlike an individual RESP, where the beneficiary can be of any age, a family RESP has a specific age limit for beneficiaries. Children under the age of 21 can be added as beneficiaries to the RESP. Once a child reaches 21 years old, they cannot be added as a new beneficiary to the family RESP.

What is the age limit for RESP in BC?

The primary caregiver can request the CLB for an eligible child until the day before they turn 18. Once the child turns 18, they could also become the subscriber of their own RESP and request the CLB for themselves, until the day before they turn 21.

How does an RESP work in BC?

Here is an overview of how an RESP generally works. A subscriber enters into an RESP contract with the promoter and names one or more beneficiaries under the plan. The subscriber makes contributions to the RESP. Government grants (if applicable) will be paid to the RESP.

How to apply for BC training and education savings grant?

m Open a Registered Education Savings Plan (RESP) for your child (skip if already done) m Complete application for the BCTESG. No need to add any of your own money! If eligible, $1,200 will be deposited into your childs RESP. Apply today!

How much is the BC RESP grant?

The B.C. government will pay a one-time $1,200 grant to an RESP beneficiary who meets residency and other eligibility criteria.

What is the life limit for RESP?

An RESP can remain open for a maximum of 35 years, with a lifetime contribution limit of $50,000 per beneficiary. When your beneficiary enrolls at an eligible post-secondary institution and you are ready to withdraw the funds for educational purposes, the payments can be made from these funds.

Bctesg form pdf 2025

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